Financial Literacy Is a Birthright!
Where Passion for Financial Literacy Meets EDUCATION youth & community
Building a "learn money" community.
Financially competent youth & their neighborhood making good money decisions.
Welcome to Cash Money Matters Academy, a Social Enterprise
Transforming Lives By Building Financial Confidence
Empowering young people for a bright financial future.
Their future begins here!
Our financial literacy curriculum addresses State Mandates, and we train Educators to effectively teach financial literacy to their students.
We are changing lives today with a financial education that's fun for youths!
Free Pilot Programs
About Us
Qualified Dedicated Educators
Learning is easier when you have a qualified, certified instructor to teach financial literacy education. That's why our instructors are certified financial education instructors, certified financial literacy professionals, and accredited personal finance instructors. Our educators are passionate about the subjects they teach and bring this enthusiasm into their curriculum with real-world, project-based learning and fun, engaging activities.
Our Standards give public assurance that we are held to the highest standards of practice and are capable to quantify program performance.
Curriculum Meets Core Education Standards & State Mandates
We train & certify Educators to effectively teach personal finance topics to their students. Click here for more information
"Learn Money" Community trained in "Money then Stuff"
We also serve home school students.
Students & their community learn how money works to build a solid foundation before making a lifestyle.
Students are trained in building Financial Confidence and the ability to create Financial Security.
Youths are trained in The Time Value of Money -- money grows independently from personal efforts. This is the cornerstone of our programming.
We create strong futures that prepare the next generation of underserved youths to be savers and investors.
After attending CMMA, students know that money is a tool that allows them to realize their dreams!
Commitment to Excellence
Our mission is to embrace the pursuit of excellence both inside and outside the classroom. We encourage critical thinking and emphasize the learning process over rote memorization. Students learn money and how it works!
Building Financial Confidence with
Curricula that meet State Mandates
Home school students are welcome!
First-Rate Financial Literacy/Personal Finance Curriculum that offers Free Pilot Programming for Non-Profit organizations.
Not to worry! We meet the learners where they are. We offer a variety of customizable, high-quality financial literacy education programming designed to prepare youths for their next step into adulthood. We use comprehensive measurement tools to demonstrate our financial education program's positive impact on modifying behavior for action steps for a life of economic well-being. Case Study Report is provided to all stakeholders.
Curriculum Meets Core Education Standards and Address State Mandates
States require a Financial Literacy Class to Graduate
Building Financial Confidence
Cash Money Matters Academy is a social enterprise
Certified Financial Education Instructors, Certified Financial Literacy Professionals, Accredited Personal Finance Instructors
Terraine is the Executive Director/Founder of CMMA a fin lit boot camp building financial confidence in under-represented communities. Financial Literacy Is A Birthright!
Terraine is the Executive Director/Founder of CMMA a fin lit boot camp building financial confidence in under-represented communities. Financial Literacy Is A Birthright!
Cash Money Matters (CMMA) Certified Instructors meet the standards set by the Framework for Teaching Personal Finance and Financial Literacy Education.
Our Instructors motivate, engage, and move students to take positive financial action.
Our Instructors have demonstrated expertise on the content and instructional techniques to maximize the learner's success.
Terraine is the Executive Director/Founder of CMMA a fin lit boot camp building financial confidence in under-represented communities. Financial Literacy Is A Birthright!
Terraine is the Executive Director/Founder of CMMA a fin lit boot camp building financial confidence in under-represented communities. Financial Literacy Is A Birthright!
Terraine is the Executive Director/Founder of CMMA a fin lit boot camp building financial confidence in under-represented communities. Financial Literacy Is A Birthright!
Financial literacy is a personal passion for Terraine and believes it is the most important life skill necessary for quality of life and lifetime economic wellness. She did not create Cash Money Matters Academy for the money. Terraine did it because she believes Financial Literacy Is a Birthright and everyone deserves financial well-bei
Financial literacy is a personal passion for Terraine and believes it is the most important life skill necessary for quality of life and lifetime economic wellness. She did not create Cash Money Matters Academy for the money. Terraine did it because she believes Financial Literacy Is a Birthright and everyone deserves financial well-being. Her programming is specifically designed to increase financial literacy capability and competency for all individuals in under-represented communities.
A visionary leader who harnessed her interpersonal skills and analytical acumen to drive positive change in the non-profit and financial education sectors.
Terraine is a Certified Financial Education Instructor, a Certified Financial Literacy Professional, and an Accredited Personal Finance Instructor who has successfully designed, launched and implemented professional-level financial education programming.
The financial literacy programs Terraine designs do not merely dispense knowledge; they mold or modify learners' behavior to guide them toward a life of economic well-being. Her students complete real-world, project-based learning activities that build financial confidence to make good money decisions. Youths become financially competent to make good money decisions before they leave home, and their community improves its financial wellness.
Terraine's mission is to help close the wealth gap, through partnerships/collaboration with non-profit organizations and have a positive impact on the community they serve by building financial confidence. This is a critical component to creating an equal America.
Having completed over 940 Professional Development hours of training makes Terraine amongst the most qualified to promote and implement financial education programming.
Terraine believes the focus on behavior encourages students to develop their financial plans and schedule practical action steps that give them a clear roadmap to follow to a bright financial future.
Community is essential to Terraine, and she offers Non-profit organizations a free customized pilot program that aligns with their mission, client outreach, and philanthropic goals -- Case Study Report provided.
The hallmark of Terraine's financial education programming is proving the positive impact on learners' financial sentiment and behavior.
Terraine designs and delivers engaging financial literacy education programming that meets core education standards and address State mandates.
The design focus is to get learners to take action toward improving their finances and forming positive money habits.