customized life-stage financial education literacy programs

Moving Out on Your Own

Learn how to move out on your own. Topics include: housing insecurity, finding a place to rent, roommates, cost of living on your own, the steps to renting a place, and other topics that will help participants enjoy financial wellness while living independently.

Buy a Car

This lesson prepares one to make the key choices involved in buying a vehicle in a way that works within a budget.  The concept of Budget Before Buying is introduced, along with how to include all the expenses of a car purchase, and information which can help you qualify for the best vehicle loan terms.  This lesson also addresses the importance of protecting oneself and the vehicle from risk.

Participants will leave with a complete outline of the steps to land their dream career.  The plan will include the skills they need to develop, with whom they need to connect, what internships to explore, building a professional LinkedIn profile, and analyzing their passions to help identify the best career suited for their personality. Participants will learn to be prepared and ready to pay for their education and understand how critical it is to plan for higher education costs to minimize the impact on their future earnings.

This course will demystify the credit rating process.  Participants leave with a step-by-step plan to build and maintain a high credit score and protect their identity. They will identify the correlation between their credit history and their financial reputation.

Participants walk through the three phases of home ownership:  planning, purchasing, and ongoing ownership consideration, including hidden costs.

In this course, participants will develop an understanding of how their financial psychology relates to achieving their financial and lifestyle goals.  They will explore these concepts by looking in-depth at how their personalities, goals, dreams, and emotions can affect their attitudes toward money.

This course is designed to help participants understand postive budgeting, savings, and spending habits. They will learn to create monthly budgets and savings plans through practical scenarios.

Participants will be introduced to the banking process. They will learn how to locate a bank or credit union, what accounts they should open, and how to handle those accounts professionally.

Participants will develop a basic understanding of loans and the loan qualification process. They will gain awareness about types of debt and the danger of defaulting on loans.  Also, this section will discuss borrowing money, evaluating loan options, qualifying for loans, and managing debt so it aligns with their financial goals.

Participates will learn about the benefits of starting a business and how to identify the types of businesses that can be successful.  Learners will develop the skills relevant to starting a business now.

This unit gives participants an overview of taxes, how they affect one's take-home pay, and how to budget accordingly. They will understand the taxation process in-depth to build financial literacy.  In this lesson, we will define inflation, and participants will learn how knowing the inflation principle can help with future financial security and reach their desired standard of living.

Participants develop an understanding of insurance and ways to manage risk. Within this instruction, they will learn about the various types of insurance, including medical, car, and renter's insurance, and understand why purchasing insurance is necessary.

Participants will understand the importance of long-term planning and learn the importance of cash flow, personal financial plans, and lifestyle choices.  They will understand how to accomplish their personal goals and achieve financial security by saving and making wise investment decisions. This lesson also includes that most financially successful people have a trusted team of advisors with practical tips to teach them how to build a trusted team.